Credit Union Update

SPRING TIME IS JUST AROUND THE CORNER !

Springtime is a time of preparing the soil and planning the garden.  The cold of winter is behind us, and mild weather is finally here.  In the southern regions of the country, springtime is much like summer in the north.  It can be the best weather, for tilling the soil, for outdoor activities; fishing, boating, swimming, and hiking.  A time of renewal, certainly.  To help you enjoy it, remember that your Credit Union has the best place to deposit your hard earned dollars.  We have above market rates and extra easy access for distant members.  And don't forget our favorable loan terms.  We have money to lend.  Even for a sailboat or a vacation on one!

Built by and for the Florist industry, The Florist Federal Credit Union is the only credit union in the nation that serves the Florist Industry directly. For more information on becoming a credit union member or to learn more about the credit union's new expanded products and online banking contact the credit at 800.322.0811 or go online to www.thefloristfcu.org.

BANK FEES!!

Bank fees are up. The reason is simple: Yields for bank investments and loans are at the lowest level in years.  In order to compete, some banks and credit unions are offering loans below the normal 3% spread.  The ultimate result is that certain expenses have to be eliminated and / or income has to be found elsewhere.  Usually, a bank will do both.  We’ve seen hundreds of thousands of jobs lost in the financial sector.  In addition, banks have put charges where no charges have been before.  So look at your bank statement.  Read it careful.  And watch this video;

http://www.cbsnews.com/video/watch/?id=7364987n

Concerned about fees?  Compare our fees to any other bank or credit unions. I think you will agree that we are the best place to have your accounts.

 WHY A CREDIT UNION?

Credit Unions are owned and operated by their members, not stockholders.  Any residual income, after expenses, is retained in the credit union to 1) make it stronger by setting aside reserves, and 2) to give back to the membership by providing higher deposit rates and lower loan rates.  A Credit Union is where people of commonality have an opportunity to pool their money in such a way that they become the mission of the Credit Union; to improve the financial wellbeing of its members and the community it serves. Any and all credit unions have been formed to serve that way.  The Florist FCU has been formed to serve the florist industry.  Doesn’t it make sense that you should bank with us?

 VISA© 

Featured product:  The Credit Union is offering credit cards as an alternative to high bank VISA© and MASTERCARD© rates. You need to compare not just the rate, but the fees, charges, grace periods, etc.  Most cards raise your interest rate if you are 1 DAY LATE. We don't opperate that way.  Come see us.  We want your business. And remember, The Florist FCU has one of the lowest fee ratios in the business.

Membership and VISA applications are located on the Applications page.